Fall is here. The leaves are changing, the cool breezes have moved into Western New York, school is back in session, and chances are your family is back into a routine. Autumn is also a great time to consider buying a home. There are many choices for buyers looking for mortgages. One option, FHA home loans, are a viable alternative for many first time buyers. The Federal Housing Administration (FHA) —which is part of the U.S. Department of Housing and Urban Development (HUD) — insures the loan, so your lender can offer you a better deal, including a low down payment and low closing costs. Owning a home is the American dream. A home not only provides financial benefits but it also provides shelter and security to families. Did you know that… • Homeowners move less often and are more likely to vote and volunteer time for political and charitable causes than renters? • Children of homeowners tend to perform better in school and attain higher levels of education than children of pare

Rochester, NY – Beth Stablewski, Salesperson, has joined the Orchard Park branch of Nothnagle Realtors.   Beth is skilled in both the residential resale markets and new home construction. Beth Stablewski can be reached at 716-932-5611.     ### About Nothnagle Realtors Nothnagle Realtors is a full-service real estate company offering 29 convenient locations in upstate New York.   In 2012, Nothnagle agents facilitated over 9,000 transaction sides valued at $1.3 billion.   In addition to traditional brokerage services, Nothnagle offers a full range of services including insurance, home warranty, mortgage, property management and home maintenance and repair.   Established in 1948, Nothnagle is celebrating its 65 th anniversary in 2013. For more information, visit www.Nothnagle.com .

Amherst, NY – Kim Jerzewski, Salesperson, has joined the Amherst branch of Nothnagle Realtors.   Kim specializes in relocation and makes customer service her top priority. Kim Jerzewski can be reached at 716-932-5320       ### About Nothnagle Realtors Nothnagle Realtors is a full-service real estate company offering 29 convenient locations in upstate New York.   In 2012, Nothnagle agents facilitated over 9,000 transaction sides valued at $1.3 billion.   In addition to traditional brokerage services, Nothnagle offers a full range of services including insurance, home warranty, mortgage, property management and home maintenance and repair.   Established in 1948, Nothnagle is celebrating its 65 th anniversary in 2013. For more information, visit www.Nothnagle.com .