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Wednesday, September 18, 2013

Dear Readers

Fall is here. The leaves are changing, the cool breezes have moved into Western New York, school is back in session, and chances are your family is back into a routine. Autumn is also a great time to consider buying a home.
There are many choices for buyers looking for mortgages. One option, FHA home loans, are a viable alternative for many first time buyers. The Federal Housing Administration (FHA) —which is part of the U.S. Department of Housing and Urban Development (HUD) — insures the loan, so your lender can offer you a better deal, including a low down payment and low closing costs.
Owning a home is the American dream. A home not only provides financial benefits but it also provides shelter and security to families. Did you know that…
• Homeowners move less often and are more likely to vote and volunteer time for
political and charitable causes than renters?
• Children of homeowners tend to perform better in school and attain higher levels
of education than children of parents who do not own a home?
• Given the leverage in purchasing a home, the average return on a 5 percent down
payment over 10 years is usually 3 to 5 times greater than stock market returns?
• When you own a home you may be able to deduct the property taxes and mortgage
interest from your income taxes?
Why not consider buying a home? Contact your local REALTOR® today.
There are over 550 scheduled open house this weekend, proving once again the WNY market is back and thriving!  Grab the special open house section starting on page 17, your dream home could be waiting for you.
Thanks for making in print and online your premier source for all your real estate needs.

John B. Leonardi, RCE
CEO, Buffalo Niagara Association of REALTORS®, WNY Real Estate Information Services, LLC
200 John James Audubon Parkway , Suite 201, Amherst, New York 14228 • ph 716.636.3699 • fax 716-636.9121 •


1 comment:

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